$1,000 giveaway, I received a statement for my extra checking account which said it has been inactive for a year so they are charging me a $10 fee which brought the balance to zero. It would have been nice if they could send a little warning like an email to let me know.
I use this checking account for my PayPal funding. I do not want to put my main checking or savings account numbers on there so I opened a special checking account to use specifically just for that and keep a very small amount in it. I didn't realize I hadn't put any money in or taken any out all year. The last time I transferred money to my PayPal account was December of 2009. Oops. I forgot I have to do something with it to avoid this fee.
The statement went on to say that a $10 fee would continue to be charged every month until I either close the account or make it active again. I immediately transferred some money into it from my regular checking. With this "Comment For Charity" project I plan on doing with my blogs, I'll be using my PayPal account to make online donations throughout the year so hopefully will not run into this problem again.
When I first read about this, I was pretty bummed out but then realized it wasn't that big a deal--less than $1 a month so that helped me keep things in perspective and I now know to make sure I use it at least once a year. I still like Dollar Bank and would love to win the $1,000 which would more than make up for this little incident.
Have you had to pay any surprise fees?
All Things Considered
1 day ago